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The quality and volume of loans we have originated over the years has enabled us to form great relationships with our lending sources, resulting in premium pricing, which we are able to pass on to you the consumer. We do not have a team of loan officers that require us to pay out large commissions, but instead have a core group of loan professionals that do not receive additional compensation for placing our clients into higher rate loans like many of our competitors.
Yes. At Sammamish Mortgage you will find that anytime we offer or advertise no points, it assumes no origination fees as well as no mortgage broker fees. Many banks, credit unions and mortgage companies will advertise 0 points only to disclose later in the loan process that there is a minimum 1% origination fee added to the loan. We feel that this is a deceptive practice and although it is legal, we feel strongly that it should not be allowed.
Yes. At the time of your pre-approval, we can guarantee all the fees associated with your loan. The only exception to this may be caused by your appraised value. Your costs may change if your appraised value comes in lower than expected or if you decide to change your loan amount, as your loan to value is a key factor in pricing your loan.
There's no cost for completing an application and getting your loan pre-approved. Upon receiving your preapproval, you will be given an opportunity to lock your rate. When you decide to lock in an interest rate, we will require a credit card to order an appraisal. The cost of the appraisal is generally between $350 and $550 depending on your area, loan size and specifics of your particular property.
We do not charge a fee to lock in an interest rate; however, when you decide to lock in an interest rate we will require a credit card to order an appraisal. The cost of the appraisal is generally between $350 and $550 depending on your area, loan size and specifics of your particular property.
We recommend that you submit an application and get pre-approved before you begin your property search. This will give you a clear idea of what price, rates and loan types you will qualify for. Since we do not charge a fee for a pre-approval, there is no risk to you
Technology has enabled us the ability to work seamlessly with our clients that do not live within the vicinity of our office. For the majority of our clients, face to face meetings are not necessary; however, if you would like to meet us in person, you can always schedule an appointment to visit us at our office in Bellevue, WA.

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Sammamish Mortgage Testimonials

 

6-25-2010- Linda R- Seattle, WA- Dear Michael, It was my pleasure to refinance through Sammamish Mortgage. I'm only sorry that I never got to meet you. The friendliness and professionalism of you and your staff, however, allowed me to have the confidence to complete the transaction with only online and telephone communication...a big step for an old-fashioned person like me. Sammamish was efficient, professional and top shelf.
   Thank you again. Linda

6-22-2010- Marco M- Seattle, WA- I had used Sammamish the first time I secured a mortgage. It was a good experience so I went back to them again when it was time to refinance. They have a real commitment to customer service. I really felt at times like I was their one and only client. This is the second time I've used Sammamish Mortgage and when it comes to customer service -- no one else comes close. When it's time to refinance -- I highly recommend you visit Sammamish Mortgage. You will not be disappointed.

Jeanne and Tony -- I just wanted to thank the two of you for taking me by the hand and guiding me through the very complex refinancing process. The outcome is exactly what I'd hoped for and the outcome also gives me and my family great peace of mind. I appreciate your diligence and your dedication. After a great experience with my first mortgage, I knew I could turn to Sammamish again when it was time to refinance.

If Sammamish ever needs me to offer a testimonial -- just let me know.  Thank you again.

Marco M

6-17-2010- Jack R- Woodinville, WA- All of my interactions with SM were straightforward. SM was clear that they just wanted to provide a quality service in return for a fair price. I worked with three SM employees for different things and all three were familiar with my case. The SM folks had their act together. I would contrast that experience with experiences with WSECU (never prepared, pages duplicated or missing in packets) and with Countrywide a few years ago. Sammamish Mortgage did a great job dealing with the lender and providing workable deadlines. Everything about the deal was straightforward and above board.

6-16-2010- Bethany R- Redmond, WA- This is the second time we have used Samm Mort. When we chose them the first time they were able to get us better rates than lending tree.com. The service was great the first time, so we started with them this time without additional research. They have great rates, they’re efficient and they do what they say they are going to do.

6-12-2010- Jeremiah L- Tigard, OR- I have refinanced with Sammamish Mortgage twice and they are very good at what they do. They're professional, courteous and they have integrity. I would highly recommend them anyone. They also have lower fees than most brokers and banks which attracted me to them from the beginning. They're nice people to work with. They have low fees. They're honest and they do a good job on estimating costs so there are no surprises.

6-2-2010- David M- Snohomish, WA- I came to Sammamish because of a recommendation from a friend and after seeing their closing costs compared to our credit union. Their responsiveness was great, they were available for questions and the closing was remarkably fast. I was amazed at how much more responsive and knowledgeable Sammamish Mortgage was than our local credit union. I greatly appreciated their ability to handle email while the credit union insisted on receiving faxes. Since I don't have access to a fax machine, that became an unnecessary cost.

5-27-2010- Laura K- Seattle, WA- I had tried going directly to my primary lender to refinance because of the possibility I would qualify for the Home Affordable program, but the experience was a nightmare... I came across Sammamish in an internet search. Their fee structure coupled with what appeared to be a great track record appealed to me. After all of the problems I encountered with my primary lender, I am definitely glad that Sammamish lived up to internet claims.

My experience with Sammamish was beyond excellent! Michael and the rest of the staff went so far above and beyond what I expected in finding me a solution to fit my budget given the difficult appraisal value on my condo. You can trust them to give sound financial advice, and as advocates, you won't find better. Their tenacity and follow through are amazing.

Thank you, Michael, for being so tenacious. My refi was definitely challenging given the recent market conditions, but you decided to advocate assertively based on my credit score and got the lender to offer a solution that would make sense. I feel good that the deal you bartered for me is the best I could have possibly found.

5-26-2010- Sean B- Pasco, WA- I was referred by Matt and Kristin S and they had a great experience with Sammamish Mo. Sammamish always kept me informed about what was going on and I really felt assured that we were being taking care of. Sammamish Mortgage was great to work with and I really appreciated Michael and Dawn's professionalism. They were both very helpful and they always kept me informed. Thank you!

5-22-2010- Diane H- Camano Island, WA- I found Sammamish on the web and liked their great customer recommendations. It was a smooth transaction, there were no surprises and their staff was responsive at all levels. I would highly recommend you to a friend, great staff all around. You are doing the right things!

5-20-2010- Jim F- Lynnwood, WA-

Sammamish offered competitive pricing and honest service. Michael Shane was straight forward and explained the process well and seemed like he had our best interests in mind. They are an honest group of people who will help you get a good deal.

Michael, Thank you for the quality service you provided.  You were honest and seemed to have our best interests in mind. We really appreciate that you stayed true to your word.  I will be sure to refer people who are looking for a mortgage to Sammamish.

Thanks again,
 Jim

5-17-2010- Jim A- Seattle, WA- Sammamish had really great service. They follow up on any issues immediately and get them worked through with a minimum of difficulty from our end

5-16-2010- Christina L- Woodinville, WA- We had a previous positive experience with SM. They'll get the job done, tell you what to expect and they know what they are doing.

5-12-10- Ed and Sharlene B- Salem, OR- We chose to work with SM because of their competitive rates, they were a "local"company and their excellent testimonials regarding service on their website. We would recommend the Sammamish Mortgage team highly to anyone. Their rates were very competitive, their fees are quite low, and the service provided by everyone we worked with was exceptionally prompt and professional. Handling everything electronically could not have been easier. They streamlined the process from application and pre-approval to the final loan approval, even covering the extension of the loan lock. We especially were impressed with the ability to immediately talk in person when we called -- which is very unusual these days! Many kudos to Sammamish Mortgage. Ed & Sharlene, Salem, OR.
 
5-11-10- Rachel H- Renton, WA- Sammamish had a history of low interest rates. They were great. They always got back to us asap. They were friendly and comfortable to work with.
 
5-10-10- Albert B- Lake Stevens, WA- Sammamish offered a lower mortgage rate with less points and they got my refi done, where BOA had failed.  
 
5-7-10- Laura C- Carnation, WA- They are local and easier to work with than companies in other States. They provide excellent service in a timely manner.
 
5-5-10- Marc L- Olalla, WA- Sammamish Mortgage had a helpful staff, good rates and they were very transparent throughout the process. They were straight forward and stood behind their word as everything I was told turned out to be true. They were very helpful finding exactly the product and rate I was looking for.
 
4-29-10- William T- Spokane, WA- I appreciated the upfront information about rate, costs, etc... as well as their knowledge about dealing with BECU for the subordination of my 2nd. Sammamish didn’t play games and they were quick with their responses. I had a clean transaction with no issues and I’m happy with the way everything turned out.
 
4-26-10- Christine D- Prosser, WA- I had used you to re-finance our home before, and was pleased with the experience. The fees are good, the service is exceptional and you work quickly and get the job done.
 
4-23-10- Gayle M- Tacoma, WA- Sammamish is as good as their word and I appreciate that.
 
4-22-10- Dennis B- Seattle, WA- Sammamish’s rates were great, they had a knowledgeable staff and they were patient in explaining market conditions and the loan process.
 
4-16-10- Karl F- Milford, CT- Sammamish offered great rates and I appreciated their ability to work with my complicated loan situation.
 
4-14-10- Malcolm G- Seattle, WA- They are local and advertized the best 5/1 ARM around. They were competent and had a good customer service attitude. You did an excellent job in a very complicated situation. You displayed very high integrity.
 
4-8-2010- David M- Auburn, WA- Sammamish offered competitive rates w/o the need to haggle and they were prompt in their response to my inquiry, not to mention I had a positive previous experience. They were courteous, and willing to both earn and keep my business. They quickly resolved ANY issue or concern I had by doing the following; they answered my questions, paid for our inspection, extended my lock and squeezed in our signing appointment. Overall, I was very happy with the service and have already passed this along to friends and family.
8-23-2009- Walt A- Sammamish, WA - Sammamish had the lowest quoted rate and I liked Michael's sincere attitude about their quick, reliable service when I called him. I had a great experience and it all came out like Michael said it would. I was also very impressed with Sandy who handled the escrow at closing. She is a true professional.

4-4-2010- Jeffrey B- Snohomish, WA- I found your listing on Bankrate.com. I chose to work with you because of your BBB accreditation and testimonials on your website. We appreciate your hard work in order to secure the most favorable terms for our loan.

 
3-30-2010- Jimmy F- Bothell, WA- SM is a local company and they offered the best rates and fees I could find. The experience was great and everything was handled quite nicely.
 
3-29-2010- Ben B- Bonney Lake, WA- I found Sammamish on bankrate.com. I chose to work with them because of their good rating with the BBB and their great rates and terms. Their solving, professionalism and courtesy stuck out to me during the transaction.
 
3-26-2010- David V- Kenmore, WA- I decided to work with Sammamish because they had a good rating with BBB and state DFI. They’re local, have a savvy website and have competitive rates and finance costs. They delivered documents and responded to communication promptly. Their 30 day rate lock is shorter than the rest of the industry.
 
3-26-2010- - John C- Seattle, WA- Jeanne and her customer service is why we chose to refinance through SM. She took the time to educate and help me (although I know she was swamped). They were honest, efficient, and provided excellent customer service. Everything was perfect. Thank you.
 
3-25-2010- Jack B- Bellevue, WA- I had an excellent prior experience working with Sammamish. As always, they had great service and are honest and helpful people.
 
3-18-2010- Julia C- Redmond, WA- I ultimately chose to work with Sammamish Mortgage because their fees were low, but their service ended up being excellent.
 
3-17-2010- Norman C- Brush Prairie, WA- Sammamish offered good rates with minimal fees. Their responses were quick. They were pleasant people to work with and they had an honest representation of services, rates, etc. Everyone we interfaced with were outstanding professionals. The overall experience was great. 

3-16-10- Joseph M- Woodinville, WA- Thank you for working so hard for me. I feel very fortunate to have found you guys.
 
3-14-2010- David J- Bothell, WA- Great Website! I decided to work with Sammamish because they seemed fair and local and I was concerned about other companies not being fair. In the end, Sammamish did what they said they were going to do. They were quick, complete and their closing costs were accurate.
 
3-12-10- Michael C- Mukilteo, WA- I chose Sammamish because they offered the best rates, but their fast and enjoyable service was definitely a plus.
 
3-12-2010- Daniel W- Seattle, WA- I had done my previous mortgage refinance with Sammamish in 2003. It was a pleasurable experience and they are honest people to deal with. Fortunately we did not have any problems along the way, and Sammamish did a splendid job by being proactive in automatically extending the lock-in period without any additional cost to us.
 
3-8-2010- Erik K- Sammamish, WA- I decided to work with Sammamish Mortgage because they offered the best rate available at the lowest cost, combined with clarity and simplicity of the application process. Make sure to check Sammamish when looking for competitive rates and costs. Overall, the process is straightforward and well explained on their website.
 
3-6-2010- Robert L- Seattle, WA- SM published competitive rates on their website. Their application was easy and everyone is very efficient and responsive.
 
3-2-2010- Alan B- Bellevue, WA- Sammamish advertised good rates, were a local company and they were honest.
 
3-1-2010- Kevin M- Liberty Lake, WA- For me - it was Sammamish’s great rates and low costs and yet, they still maintained a professional service. They were easy to get a hold of and always on top of things. I was a bit "skeptical" as I found them online with the lowest rates and lowest costs for my area (Spokane, WA). But after looking around at options and giving my local bank a shot at my refinance - I decided to go with Sammamish Mortgage. They were very professional, on top of my closing at all times. I have no regrets - as it was relatively painless.
 
2-23-2010- Paul L- Sammamish, WA- I chose Sammamish because the company is local (I live in Kirkland) and has products that are price-competitive with online brokers. Michael and Ryan Shane promptly and courteously answered questions about my 15-year refi and were responsive to all of my concerns from application through closing.
 
Sammamish Mortgage helped get me into the streamlined refi process, which eliminated most of the appraisal charge and removed some of the wait time. My loan closed 21 days after application! I saved money by choosing Sammamish Mortgage--I would have spent ~$2,000 more at closing for the same loan at a local credit union. The process with Sammamish Mortgage was smooth throughout.
 
2-19-2010- Mazen W- Edmonds, WA- Sammamish offered low closing costs, which did not include additional costs. You were on time and there was always someone to answer the phone. Thank you as I know you worked hard to get my refinance closed.
 
2-15-2010- Michael S- Seattle, WA- Obtaining a loan in this environment is tough, but SM makes it easy. They had a good website, impressive rates and better service. I just thank you all.
 
2-10-2010- Stephen H- Sammamish, WA- Sammamish had the best information on the internet. They were easy to work with and they were professional, efficient, high tech and trustworthy.
 
2-5-2010- Marc W- Tacoma, WA- You were exactly what I was looking for -- super low cost, easy to work with, and very competent. I have already recommended you to several friends who I'm sure we'll consider you if rates go back down. I told them that you had access to some excellent loan programs and that your fees were the lowest of anyone out there.

 1-23-2010- Glenn R- Olympia, WA- A family member provided a referral, but ultimately it was the value, great rate, great service and reasonable fees that convinced me to work with Sammamish. It was my first time working through a mortgage broker and I was somewhat skeptical. Sammamish Mortgage definitely exceeded my expectations for overall value. The GFE was accurate with reasonable fee and the broker was able to obtain the best rates available. Combine that with great customer service and that makes for a great refi experience. I would definitely recommend SM to friends and family.

 1-19-2010- Marion H- Edmonds, WA- Sammamish Mortgage offered the lowest rates in the Seattle Times. They addressed everything and helped me to refi at the best rate available. 

1-18-2010- Steven M- Duvall, WA- We got what we consider to be the lowest interest rate offered. The service and responsiveness from everyone we dealt with was exceptional. Their initial contact was fast and things moved along quickly during a very busy holiday season. Our loan closed on schedule despite a few curves thrown up by the banks. Thanks to everyone involved, everything came together. 

1-13-2010- Paul T- Sammamish, WA- My last refinance with another broker resulted in so many problems that I swore I’d never put myself through that pain again. However, historically low fixed interest rates and Sammamish Mortgage’s excellent reviews prompted me to cross my fingers and jump in one more time. I’m so glad I did. My application went smoothly and, without exception, everyone I dealt with at Sammamish Mortgage and Eastlake Escrow was responsive and very professional. The staff was great, I got an incredible rate and this time, there was no pain. Sammamish Mortgage gets an A+ from me.
 
1-12-2010- Peter E- Woodinville, WA- From my first call to Sammamish Mortgage, they made me feel comfortable with the not-so-fun task of refinancing and they made it all feel much easier than I had expected. I liked that they also had the best rates, were a family friendly business and were very professional throughout the process.
 
1-12-2010- Gabriel W- Redmond, WA- Sammamish had good rates, very good service and were prompt in their follow up.
 
1-12-2010- David M- Sammamish, WA- Sammamish closed our original loan and they are true to their work and mean what they say. There were no hidden costs.
 
1-11-2010- Paul G- Olympia, WA- I chose to work with Sammamish because they offered very competitive interest rates, their closing costs beat all of the other companies and I liked the testimonials on their website. I felt that their service, costs and professionalism was top notch and better than all of my previous loan experiences. We will definitely be a return customer when we look to our future loan needs.
 
1-11-2010- Jennifer L- Woodinville, WA- I worked with Sammamish on my first mortgage and they were good, so I decided to work with them on this refinance. I would definitely recommend them because they are honest and will spend time explaining the process on the phone. 
 
1-11-2010- Thomas B- Kenmore, WA - I chose to work with Sammamish Mortgage because they were recommended by a friend and offered good rates. I had a very good experience refinancing through Sammamish because they are very efficient and trustworthy.
 
1-4-2010- George S- Oak Harbor- I am a previous customer and this was the easiest and fastest closing that I have ever had. Compared to other companies that I have dealt with, they are good, fast and inexpensive. I appreciated that someone was always there to answer the phones and you can speak to the owner too!
 
12-25-2010- Richard S- Gig Harbor, WA- We were referred to Sammamish Mortgage by a friend. Sammamish did what they said they were going to do. They were very up-front about the process and they had no hidden agenda or charges. They have a very efficient process and staff and provided great communication and quick responses to questions. They made an extra effort to negotiate a lower interest rate and made the process convenient for me. 
 
12-22-2010- Maxine K- Sammamish, WA- SM offered the best rate, were very efficient and provided great customer service.

12-21-2009- Tim S- Bonney Lake, WA- Sammamish offered low rates and costs compared to Chase bank and was also highly recommended by a co-worker. Their web site made it easy to apply and Michael Shane got me a great quote quickly and made the whole process really a good experience. You guys are great people. Thanks again. –Tim

12-16-2009- Raymond P- Olympia, WA- I chose to work with Sammamish because they are somewhat near where I live and they advertised good interest rates. Sammamish was quick to respond to any questions and processed my paperwork quickly, which I appreciated.
 
12-14-2009- Brad B- Kalama, WA- SM offered a great rate was easy to work with and everything turned out as they said it would. It was very nice to do business with all of you. Enjoy the holidays.
 
12-9-2009- James J- Beaverton, OR- Working with Sammamish Mortgage is simple and easy. Their low closing costs were simple and easy as well.
 
12-9-2009- Eric J- Seattle, WA- I chose to work with Sammamish, because I had a very positive prior experience refinancing. You have a very efficient company and I had a good experience this time around as well.
 
12-8-2009- Geir W- Kenmore, WA- First off, I’ve recommended you guys to several family and friends, some of whom are in the process of refinancing with you right now. I chose to work with Sammamish because of their longevity, and low rates. I appreciated your professionalism, honesty and clear communication throughout the process.
 
12-5-2009- Matthew T- Lake Stevens, WA- Sammamish Mortgage offered me a good low rate and competitive costs. When I talk to others about refinancing, I’d tell them to check out Sammamish’s rates because they are very competitive.
 
12-4-2009- David L- Spokane, WA- Sammamish had the cheapest closing costs that I could find and the process was very fluent and smooth.
 
12-2-2009- Monica W- Issaquah, WA- I chose to work with Sammamish Mortgage because they had very competitive interest rates and their website provided very useful information. I appreciated the courtesy, friendliness and responsiveness from their staff. Thanks everybody.
 
11-30-2009- Christopher S- Woodinville, WA- I used Sammamish Mortgage for a refinance on my primary residence. This was done during a period of very high volumes in the industry (rates were quite low) and Sammamish was timely in all that they said they would do. The lender was a bit slow in processing (due to volumes) which meant the normal 30-day lock would be exceeded. Sammamish honored the lock without hassle or additional fees. All in all, everything went quite smoothly.
 
11-24-2009- Rosie B- Federal Way, WA- We have worked with Michael Shane in the past and found him to be well educated in the mortgage field and professional. We have always been treated with honesty and sincerity in our dealings with him and his staff. Call Michael Shane if you want to work with someone who is going to work for you. You will be treated with honesty and respect while getting the best rates available.

11-19-2009- Gene B- Gig Harbor, WA- Purchasing a bank owned property can be a real challenge: the buyer is dealing with banks on both sides and they often have very stringent requirements. Sammamish Mortgage helped me navigate this difficult path and ultimately close a deal that could have fallen through at any of a number of sticking points along the way. They really stepped up when it was necessary.
 
11-19-2009- Denise A- Kenmore, WA- We have used Sammamish Mortgage in the past and were extremely pleased with the service and timeframe that they were able to close our loan. Their ability to submit most of the paper work electronically streamlined the process.
 
11-17-2009- Paul H- Renton, WA- Sammamish Mortgage had the product that I wanted for an appropriate price and they have knowledgeable staff that made me feel comfortable doing business with them. Our experience with Sammamish Mortgage resulted in an almost effortless refinance. Everything was explained from the beginning and everything occurred as explained. The staff was knowledgeable, courteous and easy to work with. I have already recommended them to a coworker.
 
11-17-2009- Mike M- Ballard, WA- Whenever I hear that a person is looking into buying a home I am going to tell them about Sammamish Mortgage. I know they'll get the best price and service.
 
11-16-2009- Ned P- - Sammamish was easy to deal with. I appreciated their expertise, friendliness and courtesy. Everything went as it was suppose to. No surprises. They are great people to work with. No wonder Michael is one of the top one hundred originators in the nation. He has a great staff!
 
11-16-2009- Robert K- Issaquah, WA- I feel fortunate to have found Sammamish Mortgage. I prefer dealing with locally owned companies, and Sammamish Mortgage provided great rates, low fees and excellent service. Sammamish had excellent rates and very low costs. Plus your communication was very professional. Since many places offer low rates and expenses, I appreciated the prompt and courteous response to my questions. It's great to have a local company that provides great rates, low expenses and excellent service.
 
11-14-2009- Lori H- Battle Ground, WA- I researched a number of mortgage brokers on the web and found that your website was thorough in answering many questions. I liked that when I called, I got a live person immediately who could give me preliminary information in order to compare service and rates with our credit union and another competing mortgage broker.
 
11-13-2009- James S- Sammamish, WA- Low cost...excellent service...question answered quickly...the whole thing was a pleasure.

11-12-2009- Barry F- Kent, WA- You guys and gals are incredible. The efforts put forth were well beyond my expectations. Nobody here will believe me if I tell them what you were able to do for me. They will think I finally lost it. It has been a wild ride. Thanks for all your efforts (they were many). Kudos to SM and ALL the staff there.

11-11-2009- Dan H- Bothell, WA- I chose to work with Sammamish Mortgage because they offered great rates, had many positive reviews on their website and they had an A+ rating with the BBB. Sammamish Mortgage was professional and very pleasant to work with. We got an excellent rate, and great guidance throughout the refinance process, even given the numerous recent changes in the mortgage industry. A great all-around experience!
 
11-11-2009- Deirdre G- Vashon, WA- Sammamish was very professional, responsive and transparent. I really enjoyed working with Jeanne and appreciated her quick turnarounds and her professional explanations.

11-7-2009- Sue H- Woodinville, WA- I chose Sammamish Mortgage because of their Better Business Rating and the quality of their website. There was enough info on their website to know what costs and interest rate would be, and I utilized the rate quote tool. Their estimated costs were accurate and the process was completed on schedule. No surprises.
 
11-6-2009- Matt M- Seattle, WA- My previous experience obtaining a mortgage through Sammamish Mortgage in 2007 was outstanding. Choosing them again was a very simple decision. They have excellent rates, low & very fair closing costs. They were honest & accurate.
 
They provided excellent service from honest & very hardworking people. I would recommend Sammamish Mortgage to anyone. We had some difficulties (no fault and outside the control of Sammamish Mortgage) & without the diligent efforts of Stacy & Michael, I'm not sure we would have ultimately been able to close on our home.

10-27-2009- Kelli P- Redmond, WA- Financing or refinancing a mortgage is always a stressful experience but your organization was very efficient and "on the ball", making it a much more pleasant experience. Very happy with the end result!
 
10-25-2009- Richard B- Mukilteo, WA- Sammamish Mortgage is easy to work with and they were very responsive, especially when I had questions.

10-19-2009- Terry M- Auburn, WA- For the most part, I chose Sammamish Mortgage because of their website. It answered all my questions before I even called the company. I had an excellent experience refinancing and they are truly a no b.s. company. Thank you everybody.

 10-16-2009- Bob C- Snohomish, WA- I found their company on Bank Rate and chose to refinance through them because of their low rates and BBB rating. They were quick and efficient. Overall, I had a very pleasant refinancing experience.

 10-15-2009- Sudhir J- Sammamish, WA- If I were to talk to someone about what to expect from Sammamish Mortgage, I’d tell them they will work with you to get the best rate, terms and conditions possible.
 
10-12-2009- Charles B- Shoreline, WA- Sammamish had the best prices I could find and I appreciated their responsiveness, competency and great service.
 
9-17-2009- Amadeo G- Lynnwood, WA- We want to thank you for the very professional way you treated us and keeping us well informed during the entire process. You have a very smooth operation and you present all steps of the procedure in a clear and honest way.---THANK YOU
 
We will be more than glad to recommend your mortgage company to anyone who may cross our way and needs a mortgage. Even if they don't, we will tell them about our experience with you all, so they too can spread the word to someone they may know who needs a mortgage.
Again thank you
 
9-6-2009- Paul M- Federal Way, WA- You can count on an honest explanation of the process, rates, expenses and what you need to do so they can make it happen. If you qualify and do your part, they will make it happen. Even with my tardiness in getting all documents submitted on time and my trip out of town; Stacy was able to have my loan closed in 30 days. Great support!

9-5-2009- Krasimir P- Bellevue, WA- This is by far the best mortgage experience I have ever had and in my opinion, Sammamish is the best in the business. Their professionalism is of the highest degree. They were fast, efficient and they got the job done! Thank you to all at Sammamish Mortgage.

9-5-2009- Jim V- Issaquah, WA- We were recommended Sammamish from a friend and the fact that they had the best interest rates I could find made my decision easy. They did an excellent job helping us with our refinance and I would definitely recommend them to others.

9-4-2009- Jesse D, Seattle, WA- They have a great combination of low costs, good rates and good service. They were very helpful and I appreciated their responsiveness.

9-3-2009- Maureen S- Kirkland, WA- I chose to work with Sammamish Mortgage because I worked with them before and had a positive experience. They were great this time around as well. They are very prompt and they do what they say they are going to do. I also appreciated their courteous and knowledgeable staff.

8-23-2009- Kristi R- Lynnwood, WA- I chose Sammamish Mortgage, because they had a good reputation, high rating from the better business bureau and good referral from a friend who recommended them. They also had one of the lowest overall APR. During the process, they seemed to have good relationships with their lenders. They were all very easy to work with, friendly and honest.

8-19-2009- Kathryn T- Olympia, WA- Sammamish Mortgage had the lowest quotes on the website for jumbo loans. We are impressed with their company because of the clear and straightforward communications and the efficiency with which the staff handled our refinance.
 
8-18-2009- Connie L- Bothell, WA - I was referred by a friend who had a good experience on a refinance. I had a great experience refinancing and was pleased with their great customer support. Thank you all. :>)
 
7-23-2009- Kim C- Maple Valley, WA- Sammamish Mortgage is a no-nonsense company focused on customer service, professional knowledge and excellent communication. It is also convenient that you have an association with an escrow service at the same location.
 
The staff at Sammamish Mortgage excelled at customer service and communication. They kept me informed through every step of the process and provided all essential documents in a timely manner and did most everything electronically, which was efficient and a real time saver. I cannot think of a single thing that I would want to change about my experience. 14 days from start to finish is the best testament I could provide that demonstrates your professional skill, attention to detail and overall efficiency. Thank you for the best home finance experience I have ever had.

 7-14-2009- Bruce B - Snohomish, WA - I liked Sammamish Mortgages rates, but more importantly, I felt comfortable with them helping me with my refinance from the first contact. Thanks for a making my refi experience great from the beginning all the way through to closing!

7-14-2009- Rick K - Edmonds, WA - Previously, I had a great experience with Sammamish, and this time around, they still had the best rate and closing costs I could find.

7/11/2009 - John R – Marysville , WA- Sammamish Mortgage was very straight forward much more so than other companies we contacted. They were friendly and worked to get the best deal for us. A+++ in customer service! This was our best experience we've ever had in dealing with a mortgage loan. You went the extra step to give good clear guidance on what paperwork was needed and explained the process, getting us the lowest rate we could get at the time with the rates moving all over, up & down. We are very happy and have no regrets. I wish we had known about Sammamish Mortgage when purchasing our 1st home.

7/10/2009 Kim K – Maple Valley , WA - Thank you for making this refinance flow unbelievably smooth and efficient. You can be sure I will refer any of my friends seeking home financing to Sammamish Mortgage. It is a great comfort to us to be out from under the ARM we had previously and I am very pleased with the rate and costs associated with this loan. Diane and I wish your team great success in the future as we hope to see this economic downturn slowly come to an end.

7/10/2009- Karen N - Kirkland , WA- I was surprised at how painless the process was. Everything went smoothly.

6/29/2009- Dean S - Liberty Lake , WA- Thanks for your excellent service on my refinance. Sammamish Mortgage will always remain the first choice for my mortgage needs.

6/26/2009- James R - Snoqualmie , WA- The staff were very clear on what could be done and they performed to our complete satisfaction. We had heard from others how difficult it was to get financing in the current economic environment. That was not our experience. Totally satisfied!! Thanks Jeanne, Ryan, Stacey and Sandy. You guys are pros! Thanks for keeping us fully informed during the process and getting us the rate and terms we wanted. Always professional, friendly and available.

6/26/2009- David R - Sammamish , WA- Professional, low costs, Michael is great to work with and all folks there are nice.

6/18/2009 – Christine B – Fall City , WA- Thank you so much! I wanted to let you know that I posted a review of Sammamish Mortgage on Judy's Book yesterday.  A rave review, of course! Thank you so much for your outstanding service.  It has been a pleasure refinancing with you and your company.  And thank you again for the subscription to "You" Magazine.  :-) It was a pleasure working with all of you (and Sandy with escrow) as well.  Such a smooth and easy process, I hardly even knew we were refinancing!

We were very impressed with the high caliber of service we received from Sammamish Mortgage. From the amazing rates and very reasonable fees, to the expertise and responsiveness of every team member, we could not have asked for a better experience.  We have already recommended three different people to you, one of whom I believe is even in the process of refinancing with you right now.

We sincerely appreciate your making this process so easy. We will continue to rave about our experience with Sammamish Mortgage to anyone who will listen!  

6/17/2009- Jim A - Redmond , WA - Good rates, honest representation of fees and rates. Very professional staff who worked very hard at making sure everything was done, done right, and done right away. I came to Sammamish Mortgage because of their low published rates. I would go back to Sammamish Mortgage without question because of their attention to detail. Our refinance went very smoothly, and in this market that is not an easy thing to do!

6/17/2009- Rick K - North Bend , WA- I received a referral from a friend and I had a great initial conversation with Jeanne Shane that gave me a high degree of confidence in Sammamish Mortgage. I appreciated how courteous and knowledgeable your staff was. I was pleased at how smooth and quick the process was and especially that there weren't any surprises.

6/17/2009- David M - Friday Harbor , WA- Our experiences have been zero-hassle and we have been able to get loans closed at the rates and fees quoted.

6/16/2009- Gary B - Fall City, WA- Most competitive rates and fees; A+ rating with the BBB; very responsive to inquiries. They offered by far the most competitive rates with very reasonable fees. They were extremely responsive to any inquiries. They are a very solid, trustworthy organization. Very highly recommended! It was a pleasure working with Sammamish Mortgage, and we could not have asked for a better experience. The process was so smooth and easy, we hardly knew we were refinancing. We were very impressed with the exceptional level of service we received, from the extremely competitive rates and very reasonable fees, to the expertise and responsiveness of every team member. We have already recommended three different people to Sammamish Mortgage and will continue to rave about our superlative experience. Thank you so much!

6/3/2009- Alfred A - Seattle , WA - They provide an efficient refinancing package at very competitive rates.

6/3/2009- Chip B - Redmond , WA - Great rates, low cost and excellent communication. Everyone we spoke with at Sammamish Mortgage was helpful and did a great job. We wanted to express our thanks to you all for your efforts to help us with our refinance. You were responsive and available at a time when we needed to essentially walk away from a lock with another lender. That turned out to be a great decision on our part to go with your team, even though we'd already paid to lock in with the other lender. We will be recommending Sammamish Mortgage to our friends and colleagues. You have provided World Class Client Service, and to that we say well done!

Thanks again

6/2/2009-Jeff W – Burien , WA - We had previously used them for our home purchase and when we decided to refinance came back to them. Originally, we chose them based on their low closing costs. When we refer someone to you, we will tell them that we had great service and the loan rate compared to the APR was the lowest we could find. We have already referred several friends and acquaintances to Sammamish based on our experience. We felt that they kept us informed and communicated well throughout the process.

6/2/2009- Mark J - Woodinville , WA- Saw their newspaper ad, local company, answered initial phone calls promptly and with courtesy. Ryan was very pleasant to deal with.

6/1/2009- Joseph M – Shelton , WA- I have worked with Sammamish Mortgage before. They take the time to talk with me and work out the fine points so that everything is in order and ready to go. I do not hesitate to recommend them to anyone. The first time I used Sammamish Mortgage I was in a situation without a real estate agent. I'd never done it before so I asked Jeanne some questions. Instead of telling me "you need to get a lawyer" she simply called the lawyer she was using for a similar type of transaction. This gesture was all I needed to move forward with Sammamish Mortgage and I haven't considered anyone else since then. I'll likely have another transaction later this year and will not hesitate to use Sammamish Mortgage again.

6/1/2009- Derin B - Seattle , WA - We have been working with Sammamish Mortgage for a few years now, and we really appreciate the excellent service we receive. Michael and the team really listened to our needs, gave great advice, and got us exactly what we wanted. Thanks again!

5/30/2009- Doug C - Sammamish , WA - Worked with them before; no hassles. They do a great job educating; and get it done right. Positive experience; no problems; that's all I want.

5/29/2009 – Doug H – Seattle , WA - You will have my personal referral to others – it was a pleasure to work with Sammamish Mortgage to refinance, you staff was professional and helpful, and we did the refinance in record time with no glitches.

5/28/2009- George K - Sammamish , WA - From the initial conversation I was given the feeling that everything was touched on concerning the entire process. This was the most seamless experience that I have ever had with a refinance. Very professional and knowledgeable. I will definitely recommend Sammamish Mortgage.

5/21/2009-Elizabeth A – Issaquah , WA- I have had 2 other mortgages coordinated by Sammamish Mortgage. I wouldn't have gone anywhere else! I love the story of Sammamish Mortgage - that it's a family business. Michael is an excellent and reliable broker. I missed seeing Michael this time! Congratulations on your wedding. Blessings to you all as you carry on in this challenging economic season!

5/21/2009- Beta L.K. – Bellevue , WA- They watched and monitored rates and locked us at a pre-agreed rate (a very helpful service for busy individuals like myself).

5/19/2009- Tom G - Sammamish, WA- Great Service. Great Communication. Very fast process from application to closing (less than 4 weeks) I really can't say enough positive things about Sammamish Mortgage. I am totally impressed!

5/14/2009- Marcus B - Kent, WA- I felt that they were personable and easy to work with, good communication and fast service when it came to problem solving and getting answers in a timely fashion. A top notch mortgage company, a rare thing these days to find. Very professional, honest, timely and considerate. Most of all, good communicators overall.

5/10/2009- Jim L - Redmond , WA - We have purchased/refinanced multiple homes in the past 24 years. Sammamish Mortgage is by far the best experience we had in this time: the loan application process was straight-forward and easy to do on-line. The fixed rate and pricing desired were obtained in less than 10 days after was application and the closing occurred well-within the short rate lock provided by the investor. We couldn't be more pleased with Sammamish Mortgage and Eastlake Escrow! Jim & Kathy

5/8/2009- Chris H - Federal Way, WA - They have good rates and are very easy to work with.

5/1/2009 – Dominic D – Friday Harbor , WA - We closed on the loan yesterday.  Thanks for all your help. You and your company are very professional - the kind of people we like to do business with.  Maybe someday we will have an opportunity to meet.

4/27/2009- Grigoriy S- Bellevue, WA - I would recommend Sammamish Mortgage to anyone who is looking for an excellent customer service and closing with no surprises.

4/27/2009- Rick S - Vancouver , WA- Fair price, as quick as can be expected and personable.

4/16/2009-David M – Issaquah , WA - We are repeat customers (and will most likely be three/four-peat). Sammamish Mortgage is very professional without being pretentious. We also didn't get that mortgage mill feeling I have had with other brokers. I feel like quality folks are handling my process.

4/13/2009- Heather L - Seattle , WA- I was pleased with the level of service and felt comfortable working with all members of the team. Michael Shane was informative and very fair. The closing costs and interest rates are very competitive. I think the company has a lot of integrity and it shows in the way that it deals with its customers.

4/8/2009- Robert S - Bellevue , WA- I have and will continue to recommend Sammamish Mortgage to anybody who is looking for assistance in obtaining loan for a new home or a refinance.

4/7/2009- Herman S – Sammamish , WA - Keep up the good work and I hope you around for a long time. Special thanks to Michael who took my call at home on a Saturday to lock a rate and to both Sandy and Suzanne for the excellent communication and service.

4/6/2009- Betty B - Tacoma , WA - You were very upfront and honest. No game playing around with interest rates and your company is easy and very efficient to work with. Thanks again for the great experience!!!

4/5/2009- Gary D- Monroe, WA– They are an excellent company to do business with and they are very much with you and on your side. There is no pressure in anyway from them. They are happy to answer any questions you might have through out the process. Since refinancing my mortgage I have referred two people to Sammamish Mortgage. I mentioned the smooth transaction process that I experienced and both people were attracted to that. The great thing is Sammamish Mortgage had all the information you might need without any rush. They were always happy to talk to you and help.

4/1/2009- Dai M- Seattle, WA - I've already related how pleased I was with the refinance to friends and relatives.

3/24/2009- David D - Redmond, WA- Easy to talk with. Consistent message. Online application was appreciated.

2/20/2009- Chad F – Elma, WA- What could have been a disastrous situation caused by the lender turned out to be an over all good experience because of Sammamish being accountable & looking out for us as clients. We couldn't be more satisfied with the end result!

2/20/2009- Andrew D - Duvall , WA - Thanks for everything.

2/17/2009- Vijay R - Bellevue , WA- We would definitely recommend Sammamish Mortgage to anyone seeking to refinance their home. Ron Wilcox provided us excellent and efficient service in refinancing our home.

2/12/2009- Dwight O - Copalis Beach , WA- This went so smooth and fast, it was unbelievable. In all the houses we have bought and sold, and mortgage companies we have dealt with - you guys were perfect.

2/5/2009- Gigi M - Sammamish , WA- You're the BEST, Jeanne :) I will let anyone I know who's refinancing that Sammamish Mortgage CAN be TRUSTED! I didn't have to make many decisions because of the "trust" I have in YOU! :))))

2/3/2009- Christie P - Bothell , WA- This Company is the best mortgage company I have ever done business with -thanks for everything.

2/3/2009- Marjorie M- Seattle, WA- Overall, our refinance experience very pleasant. Very nice and easy to work with.

2/3/2009- Mary Ann J- Seattle, WA- I consider Michael Shane one of the most ethical and hardworking advocates for his constituents. He went out of his way to help me get a good loan rate after I had asked him to contact me when the rates hit a better level than I was paying. He did that and kept me in mind when I had long given up on the possibilities. He had to do extra paperwork to meet new and stringent standards for home loans, and held the process together throughout.

2/2/2009- Cuong L - Tacoma , WA- I liked the fact that there were no surprises and you guys answered my questions promptly. I liked how efficient the process was, there was no hidden fees and no surprises.

2/2/2009- Lorelei G- Seattle, WA - I have already mentioned your great service to our neighbors and friends. Keep up the good work!

1/26/2009- Mark S- Issaquah, WA- Jeanne and her team were there to answer questions. The fees they charge compared to other lenders are very low. The transaction was very smooth. My involvement was extremely minimal after sending the initial required documentation, and this was during a very busy time in the industry. Thanks Jeanne!

1/22/2009- Eric J - Seattle , WA- Michael does a fantastic job providing clear answers to all questions and makes it easy to understand. He was also patient with us as we figured out what path to take.

1/20/2009- Shane S- Issaquah, WA- You have my business and referrals for life. Thank you for the outstanding service!

1/10/2009- Marcus B- Redmond, WA- Mike - Great job. I'll be referring you whenever I get the chance. Thanks

1/7/2009- Gerlando P - Sammamish , WA- By far the best broker experience I've had. I really appreciate the time spent in figuring out the best solution for my situation rather than simply rushing me through to close. I will definitely use you guys in the future.

12/18/2009- Anne Marie C - Bellevue , WA- I have purchased many homes, and this was by far the smoothest mortgage process I have experienced. This meant a lot to me because the mortgage occurred during a foreclosure and credit crisis. Everything occurred exactly the way Michael assured me that it would. Sammamish Mortgage did a great job.

12/2/2008- Herman S – Sammamish, WA- I would like to compliment everyone I came in contact with at Sammamish Mortgage, specifically Michael and Suzanne, in their open and prompt lines of communication. I ask a question, I get an almost immediate answer... refreshing. Thank you.

11/20/2008- Ron T - Enumclaw, WA- All questions were answered efficiently and effectively. Stacy Schmitt was great to work with and extremely helpful. Sandy Sadowski came in on Saturday (her day off) to do our closing and was well prepared. Great job.

10/31/2008- Tracy R- Medical Lake , WA- Wonderful experience--you were fast and efficient. The mortgage approval was very fast thus allowing us to close within a week.

10/30/2008- Anne H – Lincoln City , OR- Overall I feel everything went well. I would go with Sammamish Mortgage again if I needed to buy another house. This one went very smoothly. Thank you for your help.

10/28/2008- Pamela H – Tacoma , WA- You have a professional organization that is conducted with efficiency and courtesy. Thank you

10/24/2008- Tracy D- Issaquah, WA- I liked receiving the weekly emails updating me about the loan process in general. Any questions I had, you answered quickly over the phone and made sure to explain everything to me. I appreciated the high level of customer service and attention. Thank you.

 

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